Wednesday, October 20, 2010

budgeting personal finances


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Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

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Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


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Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


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What's Your Quizzle Score? by QuizzleTown


robert shumake detroit

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


robert shumake twitter

robert shumake hall of shame

What's Your Quizzle Score? by QuizzleTown


robert shumake twitter

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


robert shumake detroit

What's Your Quizzle Score? by QuizzleTown


robert shumake detroit

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


robert shumake detroit

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


robert shumake twitter

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


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What's Your Quizzle Score? by QuizzleTown


robert shumake detroit
robert shumake detroit

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


robert shumake detroit

For every occupation, there are skill sets and tools necessary for success. A contractor uses a house plan to build a house. If he didn't, the bathroom in the basement and attic may be missed and that all important 6 feet elevation for the deck may just be 3 feet high.

On the contrary, it's typical for us consumers to delve into spending hard earned cash blindly without a fickle, inkling or care about personal financial security in this economic downturn, or even the forward thinking tenacity of securing that 'sustainable wallet' and a brighter personal fiscal future. It's the sad news of the economic recession, perhaps at the very core of the problem, the idea of personal finances without any plan at all.
Not very smart of us, is it?

The greatest blueprint plan of all, A money plan, known as a budget,is not only applicable to organizational or national economic success but it's really most important to the foundation of these entities, you and me, the consumers, yes, it is true, any country that has its people disciplined enough to budget their personal finances will prove itself as a model with much to be desired, better yet, with a fiscal balance that's just recession proof and a greater socioeconomic stability that brings top notch quality of life. The robust anchor that stabilizes and ensures fiscal sustainability all over the world is the very key that, once used by everyday consumers, will develop disciplined spending cultures and cripple the current global debt economic crises that affects everyone.
Without a plan for personal spending and the discipline to stick, its easy to drift into the unknown depths of reckless and uncontrollable debt, then, the recession would change from the nightly news economy report to a clear and present personal battle that may end on Chapter 11.

If you have a spouse or a significant other, its important to take time and carefully draft this life fiscal plan. Make short and long term goals and plan a disciplined expenditure schedule, one that includes saving as very important and a frequent necessity.

After sitting down and being real about your wallet-cashier relationship (and affairs - using credit cards) Then your plan should be a clear and realistic guide out of debt and into a balanced consumer culture that satisfies needs thoroughly yet strictly schedules wants to a responsible and manageable level.
Be proud of your masterpiece, look at your new plan, your route to get to those goals, yeah the ones you dreamed about.

Don't treat your budget like that flabs to abs striker diet, be sure to be realistic and disciplined, if you lack this approach, then your masterpiece will become useless graffiti when its up for the long haul. Make straightforward and reasonable allocations for necessities like food, clothing, shelter, utilities and insurance and be sure to put aside a reasonable, non-intrusive amount for entertainment and the occasional luxury item.
Before you go rushing again to hear the Cha Ching! Serenades of the cash registers, remember savings should always come first before ANY spending. Savings within the discipline of your budget is the very regimen that will allow you to meet the goals (most if not all) that you so carefully etched in your masterpiece. Even small amounts will help you realize that far off goal point you always thought was impossible to reach.

Ultimately, the creation and execution of a realistic personal budget is key to economic survival and the meeting of financial goals. As a guide to creating your very own budget, many budget forms are readily available on the Internet. Just use any search engine you choose and type in "free budget forms", there you go, the actual forms that you need, you'll get lots of results. Here's to the beginning of a balanced fiscal lifestyle, one that reflects discipline and the forward thinking tenacity resulting in a bright future. In Living by the budget, you and your spouse will quickly realize how easy it is to live and enjoy more of what you earn. At the end of the day, wealth is an easy milestone to accomplish, as it is true, it's not what you make, it's what you keep. Let's endeavor to make our masterpiece plan and escape personal recession today, with personal budgeting, the key to financial survival.



robert shumake detroit

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...


robert shumake twitter

Hard <b>News</b> Pays Better Than Fluff — or Does It?: Tech <b>News</b> «

A study has drawn attention in media circles by suggesting that stories on "serious topics" such as the Gulf oil spill draw more revenue for media outlets than stories about celebrities like Lindsay Lohan. But the reality is a little ...

10-10-10: Goal to plant 350 trees by this Sunday -- Port Angeles <b>...</b>

Your #1 News Source for the Olympic Peninsula, Port Angeles, Sequim, Port Townsend and beyond.

Fox <b>News</b> poll shows Raese edging Manchin by 3 « Hot Air

A new Fox News poll shows that Manchin made up ground on Raese, but the Republican still holds a narrow lead over the Democrat in West Virginia. Barack Obama's agenda worries voters more than a casting call for a political ad, ...























































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