how to budget personal finances

First things first, the good folks over at Corrente are having a fundraising drive. Please go over and give 'em some cash to help 'em stay afloat. Now, onto business:

While things look pretty bleak in America, we can take comfort from the fact that we aren't alone in letting our economy get looted by multinational financial institutions. In Ireland, where eyes are doing anything but smiling, things are getting really dire:

The cost of bailing out the Republic of Ireland's stricken banks has risen to 45bn euro (£39bn), opening a huge hole in the Irish government's finances.

Oh. That sounds bad.

The increased cost will see the government run a budget deficit equivalent to 32% of GDP this year.

Yeah, that's pretty bad. But how much will this hurt Seamus Average?

Mr Lenihan defended the cost of the bail-out measures, which will cost the Republic's two million taxpayers the equivalent of 22,500 euros each

Holy crap! And the Irish have already implemented austerity measures to raise taxes and cut public services. Does this mean they'll have to do even more of that to pay for yet another massive bank bailout? Why, yes it does:

Minister for Finance Brian Lenihan today warned that further austerity measures will have to be imposed after the Central Bank revealed the total cost of the bailout for Irish banks will be almost €50 billion.

Speaking separately, Taoiseach Brian Cowen refused to rule out further tax increases in the forthcoming Budget and said "revenue raising" options would be required as well as spending cuts in the Budget, which is due to take place in December.

Speaking on RTE radio at lunchtime, Mr Cowen refused to outline how much would have to be found through austerity measures.

Ireland, then, is becoming a feudal state where people are taxed not to pay for police, fire departments, schools, hospitals or pensions. Instead they're taxed to bail out failed financial institutions. And what's more, they're having their taxes increased to bail out failed financial institutions. The banks are the feudal lords living in castles and the taxpayers are the serfs.

But hey, some people are happy about this charming turn of events! Here's Danny McCoy, the director-general at the Irish Business and Employers Confederation (which I gather is their version of the Chamber of Commerce):

The announcement of the final scale of its bank rescue plan concludes a month in which the troubles of Ireland’s economy have again been centre stage. Rating agencies and analysts have questioned the capacity of our small economy to cope with its emerging debt. Ireland has also become a test bed for state recovery strategies, including the introduction of austerity measures and the resolution of complex banking problems.

Thursday’s figures reveal the undeniably high, but manageable, costs of the domestic bank bail-out. The one-off impact is to push the ratio of deficit to gross domestic product to 32 per cent. However, the Irish government has also committed to framing a budgetary plan to reduce the underlying deficit to 3 per cent by 2014. This plan will help to satisfy market concerns by providing clarity on the scale of the painful, but deliverable, fiscal adjustments needed in coming years. And underneath, Ireland’s economy is much stronger than it at first appears.

Well yeah, you definitely don't want to go by how it "appears," do you? Because it appears that Ireland has unemployment of almost 14%. That's, like, pretty bad and stuff. But Mr. McCoy tells us the Irish are eating their crap sandwich and loving it:

Difficult though the situation is, the state has reacted swiftly. Stern measures to address the public finances – including public sector wage cuts, expenditure cuts and increases in personal taxation – have been introduced with widespread acceptance by the public.

Acceptance. Riiiiiiiight. That's why the ruling Fianna Fáil party is facing a nine-point deficit against the center-left Labour Party. After all, who doesn't love having their taxes jacked up even as their pension gets slashed? It's like having an angel eat whipped cream off your nipples!

Measures to fix the banking crisis through a new National Asset Management Agency have received a more mixed reaction. However, the aim of taking bad property loans off bank balance sheets to enable recapitalisation is sound.

Oh joys! The Irish have their own version of Timmy Geithner's cash-for-trash initiative! I can't imagine why that would get a mixed review! After all, buying worthless housing securities is almost as much fun as having your pension looted!

Of course, I shouldn't mock the Irish too much for their impending enslavement by the financial industry. After all, as Digby notes, we're about to get the same treatment here in the US:

Rep. Paul Ryan (R-Wis.) slammed Democrats Thursday for campaigning against Republicans on Social Security.

At an event for the Committee for a Responsible Federal Budget Thursday morning, he took on Democrats who have gone after Republican candidates for supporting Ryan’s Roadmap for America’s Future. The plan includes partial privatization of accounts for those under 55.

What! How dare you campaign against policy proposals I made! The opposition party isn't supposed to oppose things!

“We’ve got to get beyond weaponizing these issues for political gain in the short run,” he said, adding that Congress and President Barack Obama aren’t offering any solutions on Social Security. “We’ve got to get through this political moment. The political weaponization of entitlement reform is very unfortunate. It’s hurting our chances of actually getting bipartisan agreement in the near future. It’s unfortunate but we’ve got to get out there."

Gee, Paul, I'd feel so bad for you, except Republicans have successfully and relentlessly weaponized any and all tax increases for the past 30 years.

Anyway, I hope lots of people are prepared to fight this crap in the coming years. Our corrupt business and political elites aren't satisfied with the looting they gave us with the 2008 financial crisis. They're going to start coming after everything else we have too.

First things first, the good folks over at Corrente are having a fundraising drive. Please go over and give 'em some cash to help 'em stay afloat. Now, onto business:

While things look pretty bleak in America, we can take comfort from the fact that we aren't alone in letting our economy get looted by multinational financial institutions. In Ireland, where eyes are doing anything but smiling, things are getting really dire:

The cost of bailing out the Republic of Ireland's stricken banks has risen to 45bn euro (£39bn), opening a huge hole in the Irish government's finances.

Oh. That sounds bad.

The increased cost will see the government run a budget deficit equivalent to 32% of GDP this year.

Yeah, that's pretty bad. But how much will this hurt Seamus Average?

Mr Lenihan defended the cost of the bail-out measures, which will cost the Republic's two million taxpayers the equivalent of 22,500 euros each

Holy crap! And the Irish have already implemented austerity measures to raise taxes and cut public services. Does this mean they'll have to do even more of that to pay for yet another massive bank bailout? Why, yes it does:

Minister for Finance Brian Lenihan today warned that further austerity measures will have to be imposed after the Central Bank revealed the total cost of the bailout for Irish banks will be almost €50 billion.

Speaking separately, Taoiseach Brian Cowen refused to rule out further tax increases in the forthcoming Budget and said "revenue raising" options would be required as well as spending cuts in the Budget, which is due to take place in December.

Speaking on RTE radio at lunchtime, Mr Cowen refused to outline how much would have to be found through austerity measures.

Ireland, then, is becoming a feudal state where people are taxed not to pay for police, fire departments, schools, hospitals or pensions. Instead they're taxed to bail out failed financial institutions. And what's more, they're having their taxes increased to bail out failed financial institutions. The banks are the feudal lords living in castles and the taxpayers are the serfs.

But hey, some people are happy about this charming turn of events! Here's Danny McCoy, the director-general at the Irish Business and Employers Confederation (which I gather is their version of the Chamber of Commerce):

The announcement of the final scale of its bank rescue plan concludes a month in which the troubles of Ireland’s economy have again been centre stage. Rating agencies and analysts have questioned the capacity of our small economy to cope with its emerging debt. Ireland has also become a test bed for state recovery strategies, including the introduction of austerity measures and the resolution of complex banking problems.

Thursday’s figures reveal the undeniably high, but manageable, costs of the domestic bank bail-out. The one-off impact is to push the ratio of deficit to gross domestic product to 32 per cent. However, the Irish government has also committed to framing a budgetary plan to reduce the underlying deficit to 3 per cent by 2014. This plan will help to satisfy market concerns by providing clarity on the scale of the painful, but deliverable, fiscal adjustments needed in coming years. And underneath, Ireland’s economy is much stronger than it at first appears.

Well yeah, you definitely don't want to go by how it "appears," do you? Because it appears that Ireland has unemployment of almost 14%. That's, like, pretty bad and stuff. But Mr. McCoy tells us the Irish are eating their crap sandwich and loving it:

Difficult though the situation is, the state has reacted swiftly. Stern measures to address the public finances – including public sector wage cuts, expenditure cuts and increases in personal taxation – have been introduced with widespread acceptance by the public.

Acceptance. Riiiiiiiight. That's why the ruling Fianna Fáil party is facing a nine-point deficit against the center-left Labour Party. After all, who doesn't love having their taxes jacked up even as their pension gets slashed? It's like having an angel eat whipped cream off your nipples!

Measures to fix the banking crisis through a new National Asset Management Agency have received a more mixed reaction. However, the aim of taking bad property loans off bank balance sheets to enable recapitalisation is sound.

Oh joys! The Irish have their own version of Timmy Geithner's cash-for-trash initiative! I can't imagine why that would get a mixed review! After all, buying worthless housing securities is almost as much fun as having your pension looted!

Of course, I shouldn't mock the Irish too much for their impending enslavement by the financial industry. After all, as Digby notes, we're about to get the same treatment here in the US:

Rep. Paul Ryan (R-Wis.) slammed Democrats Thursday for campaigning against Republicans on Social Security.

At an event for the Committee for a Responsible Federal Budget Thursday morning, he took on Democrats who have gone after Republican candidates for supporting Ryan’s Roadmap for America’s Future. The plan includes partial privatization of accounts for those under 55.

What! How dare you campaign against policy proposals I made! The opposition party isn't supposed to oppose things!

“We’ve got to get beyond weaponizing these issues for political gain in the short run,” he said, adding that Congress and President Barack Obama aren’t offering any solutions on Social Security. “We’ve got to get through this political moment. The political weaponization of entitlement reform is very unfortunate. It’s hurting our chances of actually getting bipartisan agreement in the near future. It’s unfortunate but we’ve got to get out there."

Gee, Paul, I'd feel so bad for you, except Republicans have successfully and relentlessly weaponized any and all tax increases for the past 30 years.

Anyway, I hope lots of people are prepared to fight this crap in the coming years. Our corrupt business and political elites aren't satisfied with the looting they gave us with the 2008 financial crisis. They're going to start coming after everything else we have too.

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FAIR Blog » Blog Archive » Juan Williams, Fox <b>News</b> Liberal

It's not totally clear what he means by that, but Williams does a pretty good job as a Fox News Liberal-- i.e., someone willing to attack left-liberal groups and leaders while doing very little to promote an actual left-leaning ...

Fox <b>News</b> Crew Gets Scolded At Democratic Meeting (VIDEO)

A Fox News camera crew showed up unannounced at a Democratic meeting in Wisconsin Monday, prompting a confrontation that eventually forced the show's producer into a rather startling admission: he understands why Democrats are wary of ...

apartment property management companies

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FAIR Blog » Blog Archive » Juan Williams, Fox <b>News</b> Liberal

It's not totally clear what he means by that, but Williams does a pretty good job as a Fox News Liberal-- i.e., someone willing to attack left-liberal groups and leaders while doing very little to promote an actual left-leaning ...

Fox <b>News</b> Crew Gets Scolded At Democratic Meeting (VIDEO)

A Fox News camera crew showed up unannounced at a Democratic meeting in Wisconsin Monday, prompting a confrontation that eventually forced the show's producer into a rather startling admission: he understands why Democrats are wary of ...

First things first, the good folks over at Corrente are having a fundraising drive. Please go over and give 'em some cash to help 'em stay afloat. Now, onto business:

While things look pretty bleak in America, we can take comfort from the fact that we aren't alone in letting our economy get looted by multinational financial institutions. In Ireland, where eyes are doing anything but smiling, things are getting really dire:

The cost of bailing out the Republic of Ireland's stricken banks has risen to 45bn euro (£39bn), opening a huge hole in the Irish government's finances.

Oh. That sounds bad.

The increased cost will see the government run a budget deficit equivalent to 32% of GDP this year.

Yeah, that's pretty bad. But how much will this hurt Seamus Average?

Mr Lenihan defended the cost of the bail-out measures, which will cost the Republic's two million taxpayers the equivalent of 22,500 euros each

Holy crap! And the Irish have already implemented austerity measures to raise taxes and cut public services. Does this mean they'll have to do even more of that to pay for yet another massive bank bailout? Why, yes it does:

Minister for Finance Brian Lenihan today warned that further austerity measures will have to be imposed after the Central Bank revealed the total cost of the bailout for Irish banks will be almost €50 billion.

Speaking separately, Taoiseach Brian Cowen refused to rule out further tax increases in the forthcoming Budget and said "revenue raising" options would be required as well as spending cuts in the Budget, which is due to take place in December.

Speaking on RTE radio at lunchtime, Mr Cowen refused to outline how much would have to be found through austerity measures.

Ireland, then, is becoming a feudal state where people are taxed not to pay for police, fire departments, schools, hospitals or pensions. Instead they're taxed to bail out failed financial institutions. And what's more, they're having their taxes increased to bail out failed financial institutions. The banks are the feudal lords living in castles and the taxpayers are the serfs.

But hey, some people are happy about this charming turn of events! Here's Danny McCoy, the director-general at the Irish Business and Employers Confederation (which I gather is their version of the Chamber of Commerce):

The announcement of the final scale of its bank rescue plan concludes a month in which the troubles of Ireland’s economy have again been centre stage. Rating agencies and analysts have questioned the capacity of our small economy to cope with its emerging debt. Ireland has also become a test bed for state recovery strategies, including the introduction of austerity measures and the resolution of complex banking problems.

Thursday’s figures reveal the undeniably high, but manageable, costs of the domestic bank bail-out. The one-off impact is to push the ratio of deficit to gross domestic product to 32 per cent. However, the Irish government has also committed to framing a budgetary plan to reduce the underlying deficit to 3 per cent by 2014. This plan will help to satisfy market concerns by providing clarity on the scale of the painful, but deliverable, fiscal adjustments needed in coming years. And underneath, Ireland’s economy is much stronger than it at first appears.

Well yeah, you definitely don't want to go by how it "appears," do you? Because it appears that Ireland has unemployment of almost 14%. That's, like, pretty bad and stuff. But Mr. McCoy tells us the Irish are eating their crap sandwich and loving it:

Difficult though the situation is, the state has reacted swiftly. Stern measures to address the public finances – including public sector wage cuts, expenditure cuts and increases in personal taxation – have been introduced with widespread acceptance by the public.

Acceptance. Riiiiiiiight. That's why the ruling Fianna Fáil party is facing a nine-point deficit against the center-left Labour Party. After all, who doesn't love having their taxes jacked up even as their pension gets slashed? It's like having an angel eat whipped cream off your nipples!

Measures to fix the banking crisis through a new National Asset Management Agency have received a more mixed reaction. However, the aim of taking bad property loans off bank balance sheets to enable recapitalisation is sound.

Oh joys! The Irish have their own version of Timmy Geithner's cash-for-trash initiative! I can't imagine why that would get a mixed review! After all, buying worthless housing securities is almost as much fun as having your pension looted!

Of course, I shouldn't mock the Irish too much for their impending enslavement by the financial industry. After all, as Digby notes, we're about to get the same treatment here in the US:

Rep. Paul Ryan (R-Wis.) slammed Democrats Thursday for campaigning against Republicans on Social Security.

At an event for the Committee for a Responsible Federal Budget Thursday morning, he took on Democrats who have gone after Republican candidates for supporting Ryan’s Roadmap for America’s Future. The plan includes partial privatization of accounts for those under 55.

What! How dare you campaign against policy proposals I made! The opposition party isn't supposed to oppose things!

“We’ve got to get beyond weaponizing these issues for political gain in the short run,” he said, adding that Congress and President Barack Obama aren’t offering any solutions on Social Security. “We’ve got to get through this political moment. The political weaponization of entitlement reform is very unfortunate. It’s hurting our chances of actually getting bipartisan agreement in the near future. It’s unfortunate but we’ve got to get out there."

Gee, Paul, I'd feel so bad for you, except Republicans have successfully and relentlessly weaponized any and all tax increases for the past 30 years.

Anyway, I hope lots of people are prepared to fight this crap in the coming years. Our corrupt business and political elites aren't satisfied with the looting they gave us with the 2008 financial crisis. They're going to start coming after everything else we have too.

First things first, the good folks over at Corrente are having a fundraising drive. Please go over and give 'em some cash to help 'em stay afloat. Now, onto business:

While things look pretty bleak in America, we can take comfort from the fact that we aren't alone in letting our economy get looted by multinational financial institutions. In Ireland, where eyes are doing anything but smiling, things are getting really dire:

The cost of bailing out the Republic of Ireland's stricken banks has risen to 45bn euro (£39bn), opening a huge hole in the Irish government's finances.

Oh. That sounds bad.

The increased cost will see the government run a budget deficit equivalent to 32% of GDP this year.

Yeah, that's pretty bad. But how much will this hurt Seamus Average?

Mr Lenihan defended the cost of the bail-out measures, which will cost the Republic's two million taxpayers the equivalent of 22,500 euros each

Holy crap! And the Irish have already implemented austerity measures to raise taxes and cut public services. Does this mean they'll have to do even more of that to pay for yet another massive bank bailout? Why, yes it does:

Minister for Finance Brian Lenihan today warned that further austerity measures will have to be imposed after the Central Bank revealed the total cost of the bailout for Irish banks will be almost €50 billion.

Speaking separately, Taoiseach Brian Cowen refused to rule out further tax increases in the forthcoming Budget and said "revenue raising" options would be required as well as spending cuts in the Budget, which is due to take place in December.

Speaking on RTE radio at lunchtime, Mr Cowen refused to outline how much would have to be found through austerity measures.

Ireland, then, is becoming a feudal state where people are taxed not to pay for police, fire departments, schools, hospitals or pensions. Instead they're taxed to bail out failed financial institutions. And what's more, they're having their taxes increased to bail out failed financial institutions. The banks are the feudal lords living in castles and the taxpayers are the serfs.

But hey, some people are happy about this charming turn of events! Here's Danny McCoy, the director-general at the Irish Business and Employers Confederation (which I gather is their version of the Chamber of Commerce):

The announcement of the final scale of its bank rescue plan concludes a month in which the troubles of Ireland’s economy have again been centre stage. Rating agencies and analysts have questioned the capacity of our small economy to cope with its emerging debt. Ireland has also become a test bed for state recovery strategies, including the introduction of austerity measures and the resolution of complex banking problems.

Thursday’s figures reveal the undeniably high, but manageable, costs of the domestic bank bail-out. The one-off impact is to push the ratio of deficit to gross domestic product to 32 per cent. However, the Irish government has also committed to framing a budgetary plan to reduce the underlying deficit to 3 per cent by 2014. This plan will help to satisfy market concerns by providing clarity on the scale of the painful, but deliverable, fiscal adjustments needed in coming years. And underneath, Ireland’s economy is much stronger than it at first appears.

Well yeah, you definitely don't want to go by how it "appears," do you? Because it appears that Ireland has unemployment of almost 14%. That's, like, pretty bad and stuff. But Mr. McCoy tells us the Irish are eating their crap sandwich and loving it:

Difficult though the situation is, the state has reacted swiftly. Stern measures to address the public finances – including public sector wage cuts, expenditure cuts and increases in personal taxation – have been introduced with widespread acceptance by the public.

Acceptance. Riiiiiiiight. That's why the ruling Fianna Fáil party is facing a nine-point deficit against the center-left Labour Party. After all, who doesn't love having their taxes jacked up even as their pension gets slashed? It's like having an angel eat whipped cream off your nipples!

Measures to fix the banking crisis through a new National Asset Management Agency have received a more mixed reaction. However, the aim of taking bad property loans off bank balance sheets to enable recapitalisation is sound.

Oh joys! The Irish have their own version of Timmy Geithner's cash-for-trash initiative! I can't imagine why that would get a mixed review! After all, buying worthless housing securities is almost as much fun as having your pension looted!

Of course, I shouldn't mock the Irish too much for their impending enslavement by the financial industry. After all, as Digby notes, we're about to get the same treatment here in the US:

Rep. Paul Ryan (R-Wis.) slammed Democrats Thursday for campaigning against Republicans on Social Security.

At an event for the Committee for a Responsible Federal Budget Thursday morning, he took on Democrats who have gone after Republican candidates for supporting Ryan’s Roadmap for America’s Future. The plan includes partial privatization of accounts for those under 55.

What! How dare you campaign against policy proposals I made! The opposition party isn't supposed to oppose things!

“We’ve got to get beyond weaponizing these issues for political gain in the short run,” he said, adding that Congress and President Barack Obama aren’t offering any solutions on Social Security. “We’ve got to get through this political moment. The political weaponization of entitlement reform is very unfortunate. It’s hurting our chances of actually getting bipartisan agreement in the near future. It’s unfortunate but we’ve got to get out there."

Gee, Paul, I'd feel so bad for you, except Republicans have successfully and relentlessly weaponized any and all tax increases for the past 30 years.

Anyway, I hope lots of people are prepared to fight this crap in the coming years. Our corrupt business and political elites aren't satisfied with the looting they gave us with the 2008 financial crisis. They're going to start coming after everything else we have too.

<b>News</b> - PICS: Regis and Kelly Dress Up as Kardashians for Halloween <b>...</b>

Home | News | Style & Beauty | Moms & Babies | Movies, TV & Music | Healthy Lifestyle | Celebrities � Photos | Video. Subscribe: Magazine | Newsletter | RSS � Subscriber Services | Media Kit | Contact Us | Privacy Policy | Terms of Use ...

FAIR Blog » Blog Archive » Juan Williams, Fox <b>News</b> Liberal

It's not totally clear what he means by that, but Williams does a pretty good job as a Fox News Liberal-- i.e., someone willing to attack left-liberal groups and leaders while doing very little to promote an actual left-leaning ...

Fox <b>News</b> Crew Gets Scolded At Democratic Meeting (VIDEO)

A Fox News camera crew showed up unannounced at a Democratic meeting in Wisconsin Monday, prompting a confrontation that eventually forced the show's producer into a rather startling admission: he understands why Democrats are wary of ...

<b>News</b> - PICS: Regis and Kelly Dress Up as Kardashians for Halloween <b>...</b>

Home | News | Style & Beauty | Moms & Babies | Movies, TV & Music | Healthy Lifestyle | Celebrities � Photos | Video. Subscribe: Magazine | Newsletter | RSS � Subscriber Services | Media Kit | Contact Us | Privacy Policy | Terms of Use ...

FAIR Blog » Blog Archive » Juan Williams, Fox <b>News</b> Liberal

It's not totally clear what he means by that, but Williams does a pretty good job as a Fox News Liberal-- i.e., someone willing to attack left-liberal groups and leaders while doing very little to promote an actual left-leaning ...

Fox <b>News</b> Crew Gets Scolded At Democratic Meeting (VIDEO)

A Fox News camera crew showed up unannounced at a Democratic meeting in Wisconsin Monday, prompting a confrontation that eventually forced the show's producer into a rather startling admission: he understands why Democrats are wary of ...

Making Money

When profits are down business owners tend to dwell on formulating the next big idea, a new marketing strategy, and, of course, on what they are doing wrong. But there are other areas that many people don’t think of exploring - or avoid all together. These are the emotional blocks to money, success and happiness.

Money, or the lack of, stimulates fear. Survival instincts are threatened and negative emotions that may have been stored deep inside will often surface, only to aggravate the situation and lessen the ability to succeed.

Let’s take a look at three areas that you can explore to free yourself of the emotional barriers that will keep you from the success and profits that you deserve.

Forgiveness – If you are an entrepreneur then you have most likely suffered your share of financial trauma. After all, entrepreneurs are risk takers and money is one of the first things we put at risk when we have an idea that we belief in. Money loss is a trauma that we tend to minimize because it’s “just money”.   But financial security is an important value to nearly everyone because it dictates our ability to survive in this world. For men, who our ancestors labeled as the providers, financial security is often a very important core value. Therefore, losing money can affect them to the core and the guilt, shame and worry may remain embedded within them for a very long time.

It’s time to forgive yourself. Plain and simple; being an entrepreneur isn’t always a choice – it’s who you are. Taking risk is a part of the learning and the experience that takes you toward success. If that means that you “fail” from time to time, so be it. Releasing this emotion and pain is critical to your future success. Guilt and shame create a heavy burden, how can you let it go?

Consider some less conventional techniques like hypnosis or the emotional freedom techniques. Sometimes talking about it and rationalizing it isn’t enough. Take another risk and find a new way to let go so that you can let success into your life.

Feeling – If you can’t feel wealth, you won’t attract wealth. How much do you believe that you were born to achieve success? Can you close your eyes and feel, smell – truly experience wealth? This is something to practice on a daily basis. The more you believe it and experience it, the more your behavior and thinking will shift to allow for wealth. Begin with only 30-60 seconds of imagining your life of success. Create a snapshot of your successful future and practice stepping into the feeling of it. You might notice a swelling of the heart, the sensation of excitement and expectation, or a sense of overall peace. Hold this positive feeling in place and get used to it. Increase the time of your visualization as you become more adept at it. Before long you will begin to notice opportunities coming into your life or things may just begin falling into place for you. It’s a simple attitude adjustment that will make a difference.

Fearlessness – Fear has a paralyzing effect on our creativity and ability to act. If you are living in fear you are less likely to have a clear picture of your next action steps. You may find that procrastination and overwhelm are your daily companions and at the end of the day it seems nothing notable has been achieved. Sound familiar? It’s time to let go of the fear and step into your fearless state. I’m not suggesting that you become reckless, but that you find creative ways to rectify your situation and act from a collected, rational, and confident place.

If money is an issue you’ve probably run circles in your mind trying to think of solutions but haven’t acted on any of them. Is it time for a part time job? This doesn’t mean you are quitting your dream, just allowing it to become a bit more accessible. Do you have another skill that you can put to work while you build your business? Can you market to past customers to create a boost in sales? Think outside of the box and act on your solution.

Do you have a fear of success or failure? If you perceive that there are any negative consequences to success it's time to explore this limiting belief. Again, try something that may be considered “unconventional” to explore if these fears exist so that you can let them go. Ask someone who you see as successful what they’ve done to combat their fears – believe me, they’ve had them too! And try stepping out of the box to experience a different type of risk and reignite your energy. Is there something adventurous that you’ve always wanted to try but never have? What will “shake it up” a bit to unearth your courage and commitment to moving forward? How can you break the pattern and step into your fearless state?

These may sound like simple steps, but this type of change is a tall order. Surround yourself with support as you make create change; a coach, mentor and mastermind group are all a tremendous source of support and fresh ideas.

Have you found your way to a “Million Dollar Mindset?” Share your experience and tips with us here!

We see you out there — the future musicians of the world, pouring coffee, mixing drinks, designing websites for shifty moving companies, all the while dreaming of making it big: signing to a label, cutting a record, reaping the benefits that only a throng of gaping groupies can herald.

While not all of you will make the proverbial “Big Time” — we can’t all be Lady Gaga, nor should we strive to be — that doesn’t mean that you can’t reap some monetary benefits for your musical labor.

Jeff Price, founder of TuneCore, recently wrote on the company blog: “More musicians are making money off their music now at any point in history… Technology has made it possible for any artist to get distribution, to get discovered, to pursue his/her dreams with no company or person out there making the editorial decision that they are not allowed ‘in.’”

We would tend to agree (with the caveat that such openness has also led to a more crowded music scene, with more bands fighting for the public’s attention — but that’s a post for another day).

If you want to start seeing some payback for all your hard work, you don’t have to wait around for a label exec to catch your jazz flute set at the local coffee shop and catapult you to stardom. There are a ton of services out there that can help you make some cash, while also gaining exposure and experience.

class='blippr-nobr'>Mashableclass="blippr-nobr">Mashable spoke with folks from a quartet of such services in order to help you, the artist, devote more time to your lute than those lattes.

Note that none of the below are get-rich-quick schemes, so it might be wise to hang onto your day job — even if it is designing graphic tees for tiny dogs.

Go Into Show Business

Service: Jingle Punks

We know, we know, the moment a song makes it into the commercial, it’s an immediate sign that a band has “sold out.” But, c’mon, guys — do you really want your favorite drummer/banjo player/keytarist working in a taco trunk in order to survive? Yeah, thin may be in when it comes to the indie scene, but musicians need to eat, after all.

That’s why services like Jingle Punks can really be a boon to bands. Jingle Punks — which is basically the Pandoraclass="blippr-nobr">Pandora of music licensing services — focuses on providing filmmakers, TV networks, media companies and ad companies with music from up-and-coming bands. Band and Punks split the earnings 50/50.

“We work in a very smart but unsexy part of the music business,” says co-founder Jared Gutstadt. “Most artists tend to spend their time focusing on the old standards of how to ‘make it.’ They’re still thinking about record deals, pub deals, merch, touring. To really stand out and compete with this type of competition you need to be thinking about launching a music career in a much more unique way.”

Why Use This Service?

According to Gutstadt, “Music in film and television is a great way for artists to get the word out there. More importantly, you can generate money to help fund the growth of a band’s musical endeavors.”

In addition, the service makes use of the democratic nature of the web to get your music into the right hands. “In the past, the way people used to pitch music for media placements is that they would mail CDs off to as many music supes or producers they could,” Gutstadt says. “We have removed the giant pile of CDs on peoples’ desks and aggregated them into a user-friendly database organized in a dynamic way.”

What’s the ROI?

According to Gutstadt, money made runs the gamut. “It can be anywhere from $250 for a web placement all the way up to $30,000 for getting music in a commercial or motion picture,” he says. “, you make money over time through royalties paid out by BMI and ASCAP, who are able to track usage. I always tell artists its not a get-rich-quick scheme as much as it is a way to make some money over time off your hard work.”  

So Who has Succeeded?

“We work with an artist named Mike Del Rio (see above) and his music was used in a rebranding effort by the History Channel.  The channel has really embraced Mike and Jingle Punks and has a couple things in the pipeline that could do great things to really help launch Mike Del Rio’s career on a more mainstream level.  

“We also work with a really great band called I Love Monsters, and their music was placed in the season premiere of Entourage. This type of exposure can be great for an up-and-coming band.”

Collaborate

Service: Indaba Music

We’ve seen instances of bands forming partnerships through Twitter and the like, but wouldn’t it be easier for y’all to have everything in one place?

I mean, it’s enough of a hassle to get all your gear into a single taxi (can’t afford two) before a gig, why add 50 social media tools into the mix? That’s where services like Indaba Music — which is like the class='blippr-nobr'>LinkedInclass="blippr-nobr">LinkedIn of music — come in.

Indaba is a platform — boasting more than 500,000 musicians — that provides musically inclined folks with a place to build a profile, promote their tunes and collaborate with other musicians from around the world.

Why Use This Service?

According to co-founder Dan Zaccagnino, “There are many ways for musicians to make money using Indaba Music. The core of the platform is about collaboration, which can be just for fun, but can also generate income for musicians through work-for-hire sessions (where a musician is paid for his/her tracks) or collaborations where songwriters share in the ownership of the song.”

In addition, Indaba features a ton of contests that “give both amateur and professional musicians a chance to collaborate with world-famous artists and in the process win cash or possibly participate in future royalties if the winners’ material is released,” Zaccagnino says.

What’s the ROI?

“There are incredible opportunities to gain experience on Indaba because the community is full of everyone from amateurs eager to learn, to music educators, to Grammy Award winners,” Zaccagnino says.

“Members learn from one another through contacting and communicating with people online, having music peer reviewed in sessions and contests, learning from master-artists through our Artist-in-Residence programs, taking online video lessons, and much more.

“Education is a big priority for us and it’s been amazing to see that organically happen because musicians are interested in helping one another.”

So Who has Succeeded?

Zaccagnino cites the following examples:

Linkin Park + NoBrain (see above)

Indaba member NoBrain’s mix was included on Linkin Park’s album A Thousand Suns and got the opportunity to collaborate directly with Linkin Park front man, Mike Shinoda, through Indaba Music.

Rivers Cuomo Producer Sessions

Rivers Cuomo of Weezer started a few sessions on IndabaMusic.com and began working with members to produce rough demos that he had written with his wife.  Rivers used Indaba’s session platform to work collaboratively, utilizing the commenting system to engage musicians and achieve exactly what he envisioned.  The producers were also paid for their work.

David Minnick/PBS The Music Instinct

PBS ran a contest to source music for an upcoming show about music and the brain. It found the winner, David Minnick, to be so talented that it hired him to arrange music for another show.

Toshi Osawa and Pikes Peak Ringers – Yo-Yo Ma Collaboration Winners

Yo-Yo Ma was so impressed by the quality of musical collaborations that he picked two winners, an 18-piece hand bell choir from Denver and a speed-Metal guitarist from Canada. Yo-Yo invited them into the studio to record with him in a truly unique collaboration — both tracks were later released as bonus tracks to Yo-Yo Ma’s holiday album, Songs of Joy & Peace.

Partner Up

Service: YouTube’s Musicians Wanted Program

At last year’s SXSW, YouTubeclass="blippr-nobr">YouTube launched a partner program for up-and-coming musicians, and, just recently, the program went from U.S.-only to international.

If you have a YouTube channel, and you’re pumping out the music vids like an A-V nerd on a sugar high, you should apply for this program post haste. Basically, it allows you to make some extra cash by adding ads to your videos and garners you more exposure from YouTube with prime placement.

Why Use This Service?

It’s all about getting your name out there, and getting your music heard, right? So go where the people are. Every day, YouTube racks up more than 2 billion video views. That’s a lot of eyes. Still, every minute, the site sees 24 hours of video uploaded, which means your genius work could get lost in the shuffle. That’s why the partner program is a must — you get the YouTube stamp of approval, which brings more attention to your work.

What’s the ROI?

YouTube couldn’t tell us how much money you can earn from the program, but they did tell us that artists get the majority share of the revenue — not to mention access to those millions of viewers. You need to be consistent with your channel, though, and really focus on putting out lots of original content. So if you’re only down to make one vid, this might not be the option for you. In order to see ROI, you have to put in the time and effort.

So Who has Succeeded?

YouTube has helped launch the careers of score of performers — from Justin Bieber to Pomplamoose./> Kina Grannis is one such artist. “I joined YouTube three years ago when I was in a contest called Doritos Crash The Super Bowl,” Grannis told us. “I needed to get people to vote for me every day in order to get my music video played during the Super Bowl (which it did, woo!), so the hope was that by agreeing to post a new video every day, people, in exchange, would come back and vote daily. This run of putting up a video every day lasted about two months in total, and while it made me crazy and sleep deprived, it was also fun and exciting and very helpful in growing my viewers.

“Post with consistency if possible,” Grannis advises artists. “Be genuine, talk to your supporters, be grateful.”

If You Can’t Beat Them, Join Them

Service: BitTorrent Featured Artist Program

OK, we know what you’re thinking — you hear the word “BitTorrent” and you’re about ready to rage, am I right? File sharing is the monster under the bed for many an artist. It connotes theft, basically. Still, the model — when used correctly — can really be a boon to lesser-known artists.

We spoke to Trent Reznor — who is well-known for having released his music via torrent sites in the past — who told us: “I felt furious when the record I’d worked on for a year, that my heart and soul’s gone into, . I’m pissed off at people that are listening to it. I’m mad that they’re snubbing me — by what? By being excited about hearing my music? And that’s wrong. I shouldn’t be mad at these people. I should be glad that people are interested.”

“Easy for you to say, Trent Reznor,” you might scoff, “You’re already famous.” Well — there’s the rub, right? You’re not famous. And you want to be. Or, at the very least, you want someone other than your roommate to come to your gig — and perhaps buy a T-shirt or two. And how do you do that? By getting the attention of the masses, of course.

Last month, BitTorrent launched a Featured Artist pilot program in an effort to give musicians more exposure. Some likened such an endeavor to getting in bed with the devil, but when you really think about it, what’s the difference between applying for the program and putting your music on class='blippr-nobr'>MySpaceclass="blippr-nobr">MySpace or SoundCloud or any other music-sharing site? Well, that would be BitTorrent’s 80 million users.

We’re not saying that file sharing is totally copacetic or anything (there are a lot of pirates in them waters), but it’s not like BitTorrent is out to ruin your career, either. “In many ways, Trent Reznor’s work inspired a lot of our work,” says CEO Eric Klinker. “We really do want to riff on a lot of what he’s done. He’s in an experimentation phase, as are we.”

Why Use This Service?

“The Featured Artists pilot program encourages musicians and filmmakers to submit creative works for the chance to be spotlighted to millions of BitTorrent users around the world,” Klinker says. “For a lot of artists it is about creating a sustainable business model that will allow them to continue their creative works. So, we are interested in working with artists to experiment with various business models that play to the strengths of the class='blippr-nobr'>Internetclass="blippr-nobr">Internet while allowing them to tune into the distribution potential of BitTorrent to reach millions of consumers.”

What’s the ROI?

“In today’s digital age, the traditional model does not serve artists in the same way it used to, and instead forces them all down the same funnel where only a select few ultimately receive distribution,” Klinker says. “With BitTorrent’s Featured Artist Pilot Program, artists can tap into online communities and reach millions of people who might otherwise be inaccessible. These communities are powerful and provide intrinsic value for emerging artists trying to build a fan base. In doing so, these are fans that will invariably attend shows, purchase merchandise and become invested in future works.”/>  /> So Who has Succeeded?

Since the service just launched last month, there aren’t any featured artists yet, but the site has seen some success with the musician PAZ (see above), who has been working with BitTorrent.

“Most recently, in August 2010, BitTorrent released PAZ’s debut mix tape, Young Broke and Fameless,” Klinker says. “On the first day alone the release saw over 100,000 downloads, and as a result has increased his fan base and following.”

More Social Music Resources from Mashable:

- Top 10 Twitter Tips for Bands, By Bands/> - 5 Great Ways to Find Music That Suits Your Mood/> - 5 Free Ways to Identify that Song Stuck in Your Head/> - HOW TO: Turn Your Android Phone Into a Killer MP3 Player/> - 10 Amazing Musical Instrument iPhone Apps

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, shulz

For more Entertainment coverage:

class="f-el">class="cov-twit">Follow Mashable Entertainmentclass="s-el">class="cov-rss">Subscribe to the Entertainment channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad

Nevada Voters Complain Of Problems At Polls - Las Vegas <b>News</b> Story <b>...</b>

LAS VEGAS -- Some voters in Boulder City complained on Monday that their ballot had been cast before they went to the polls, raising questions about Clark County's electronic voting machines. Tuesday, October 26, 2010.

Arrowheadlines: Chiefs <b>News</b> 10/27 - Arrowhead Pride

Good morning Chiefs fans! There's some interesting Kansas City Chiefs news today. A great piece from Cory Greenwood's hometown newspaper, and more on Chambers' playing time start us off. Enjoy.

BREAKING <b>NEWS</b>: James Cameron&#39;s Next Films Are &#39;Avatar 2′ &amp; &#39;3′ For <b>...</b>

BREAKING NEWS: James Cameron's Next Films Are 'Avatar 2' & '3' BREAKING NEWS: James Cameron's Next Films … TV Pitch Season Coming To An End � Official: 'The Hobbit' Stays In New Zealand � Michael Jackson Song 'Thriller' In Center Of Pic ...

bench craft company complaints
bench craft company complaints

Nevada Voters Complain Of Problems At Polls - Las Vegas <b>News</b> Story <b>...</b>

LAS VEGAS -- Some voters in Boulder City complained on Monday that their ballot had been cast before they went to the polls, raising questions about Clark County's electronic voting machines. Tuesday, October 26, 2010.

Arrowheadlines: Chiefs <b>News</b> 10/27 - Arrowhead Pride

Good morning Chiefs fans! There's some interesting Kansas City Chiefs news today. A great piece from Cory Greenwood's hometown newspaper, and more on Chambers' playing time start us off. Enjoy.

BREAKING <b>NEWS</b>: James Cameron&#39;s Next Films Are &#39;Avatar 2′ &amp; &#39;3′ For <b>...</b>

BREAKING NEWS: James Cameron's Next Films Are 'Avatar 2' & '3' BREAKING NEWS: James Cameron's Next Films … TV Pitch Season Coming To An End � Official: 'The Hobbit' Stays In New Zealand � Michael Jackson Song 'Thriller' In Center Of Pic ...

bench craft company complaints bench craft company complaints

When profits are down business owners tend to dwell on formulating the next big idea, a new marketing strategy, and, of course, on what they are doing wrong. But there are other areas that many people don’t think of exploring - or avoid all together. These are the emotional blocks to money, success and happiness.

Money, or the lack of, stimulates fear. Survival instincts are threatened and negative emotions that may have been stored deep inside will often surface, only to aggravate the situation and lessen the ability to succeed.

Let’s take a look at three areas that you can explore to free yourself of the emotional barriers that will keep you from the success and profits that you deserve.

Forgiveness – If you are an entrepreneur then you have most likely suffered your share of financial trauma. After all, entrepreneurs are risk takers and money is one of the first things we put at risk when we have an idea that we belief in. Money loss is a trauma that we tend to minimize because it’s “just money”.   But financial security is an important value to nearly everyone because it dictates our ability to survive in this world. For men, who our ancestors labeled as the providers, financial security is often a very important core value. Therefore, losing money can affect them to the core and the guilt, shame and worry may remain embedded within them for a very long time.

It’s time to forgive yourself. Plain and simple; being an entrepreneur isn’t always a choice – it’s who you are. Taking risk is a part of the learning and the experience that takes you toward success. If that means that you “fail” from time to time, so be it. Releasing this emotion and pain is critical to your future success. Guilt and shame create a heavy burden, how can you let it go?

Consider some less conventional techniques like hypnosis or the emotional freedom techniques. Sometimes talking about it and rationalizing it isn’t enough. Take another risk and find a new way to let go so that you can let success into your life.

Feeling – If you can’t feel wealth, you won’t attract wealth. How much do you believe that you were born to achieve success? Can you close your eyes and feel, smell – truly experience wealth? This is something to practice on a daily basis. The more you believe it and experience it, the more your behavior and thinking will shift to allow for wealth. Begin with only 30-60 seconds of imagining your life of success. Create a snapshot of your successful future and practice stepping into the feeling of it. You might notice a swelling of the heart, the sensation of excitement and expectation, or a sense of overall peace. Hold this positive feeling in place and get used to it. Increase the time of your visualization as you become more adept at it. Before long you will begin to notice opportunities coming into your life or things may just begin falling into place for you. It’s a simple attitude adjustment that will make a difference.

Fearlessness – Fear has a paralyzing effect on our creativity and ability to act. If you are living in fear you are less likely to have a clear picture of your next action steps. You may find that procrastination and overwhelm are your daily companions and at the end of the day it seems nothing notable has been achieved. Sound familiar? It’s time to let go of the fear and step into your fearless state. I’m not suggesting that you become reckless, but that you find creative ways to rectify your situation and act from a collected, rational, and confident place.

If money is an issue you’ve probably run circles in your mind trying to think of solutions but haven’t acted on any of them. Is it time for a part time job? This doesn’t mean you are quitting your dream, just allowing it to become a bit more accessible. Do you have another skill that you can put to work while you build your business? Can you market to past customers to create a boost in sales? Think outside of the box and act on your solution.

Do you have a fear of success or failure? If you perceive that there are any negative consequences to success it's time to explore this limiting belief. Again, try something that may be considered “unconventional” to explore if these fears exist so that you can let them go. Ask someone who you see as successful what they’ve done to combat their fears – believe me, they’ve had them too! And try stepping out of the box to experience a different type of risk and reignite your energy. Is there something adventurous that you’ve always wanted to try but never have? What will “shake it up” a bit to unearth your courage and commitment to moving forward? How can you break the pattern and step into your fearless state?

These may sound like simple steps, but this type of change is a tall order. Surround yourself with support as you make create change; a coach, mentor and mastermind group are all a tremendous source of support and fresh ideas.

Have you found your way to a “Million Dollar Mindset?” Share your experience and tips with us here!

We see you out there — the future musicians of the world, pouring coffee, mixing drinks, designing websites for shifty moving companies, all the while dreaming of making it big: signing to a label, cutting a record, reaping the benefits that only a throng of gaping groupies can herald.

While not all of you will make the proverbial “Big Time” — we can’t all be Lady Gaga, nor should we strive to be — that doesn’t mean that you can’t reap some monetary benefits for your musical labor.

Jeff Price, founder of TuneCore, recently wrote on the company blog: “More musicians are making money off their music now at any point in history… Technology has made it possible for any artist to get distribution, to get discovered, to pursue his/her dreams with no company or person out there making the editorial decision that they are not allowed ‘in.’”

We would tend to agree (with the caveat that such openness has also led to a more crowded music scene, with more bands fighting for the public’s attention — but that’s a post for another day).

If you want to start seeing some payback for all your hard work, you don’t have to wait around for a label exec to catch your jazz flute set at the local coffee shop and catapult you to stardom. There are a ton of services out there that can help you make some cash, while also gaining exposure and experience.

class='blippr-nobr'>Mashableclass="blippr-nobr">Mashable spoke with folks from a quartet of such services in order to help you, the artist, devote more time to your lute than those lattes.

Note that none of the below are get-rich-quick schemes, so it might be wise to hang onto your day job — even if it is designing graphic tees for tiny dogs.

Go Into Show Business

Service: Jingle Punks

We know, we know, the moment a song makes it into the commercial, it’s an immediate sign that a band has “sold out.” But, c’mon, guys — do you really want your favorite drummer/banjo player/keytarist working in a taco trunk in order to survive? Yeah, thin may be in when it comes to the indie scene, but musicians need to eat, after all.

That’s why services like Jingle Punks can really be a boon to bands. Jingle Punks — which is basically the Pandoraclass="blippr-nobr">Pandora of music licensing services — focuses on providing filmmakers, TV networks, media companies and ad companies with music from up-and-coming bands. Band and Punks split the earnings 50/50.

“We work in a very smart but unsexy part of the music business,” says co-founder Jared Gutstadt. “Most artists tend to spend their time focusing on the old standards of how to ‘make it.’ They’re still thinking about record deals, pub deals, merch, touring. To really stand out and compete with this type of competition you need to be thinking about launching a music career in a much more unique way.”

Why Use This Service?

According to Gutstadt, “Music in film and television is a great way for artists to get the word out there. More importantly, you can generate money to help fund the growth of a band’s musical endeavors.”

In addition, the service makes use of the democratic nature of the web to get your music into the right hands. “In the past, the way people used to pitch music for media placements is that they would mail CDs off to as many music supes or producers they could,” Gutstadt says. “We have removed the giant pile of CDs on peoples’ desks and aggregated them into a user-friendly database organized in a dynamic way.”

What’s the ROI?

According to Gutstadt, money made runs the gamut. “It can be anywhere from $250 for a web placement all the way up to $30,000 for getting music in a commercial or motion picture,” he says. “, you make money over time through royalties paid out by BMI and ASCAP, who are able to track usage. I always tell artists its not a get-rich-quick scheme as much as it is a way to make some money over time off your hard work.”  

So Who has Succeeded?

“We work with an artist named Mike Del Rio (see above) and his music was used in a rebranding effort by the History Channel.  The channel has really embraced Mike and Jingle Punks and has a couple things in the pipeline that could do great things to really help launch Mike Del Rio’s career on a more mainstream level.  

“We also work with a really great band called I Love Monsters, and their music was placed in the season premiere of Entourage. This type of exposure can be great for an up-and-coming band.”

Collaborate

Service: Indaba Music

We’ve seen instances of bands forming partnerships through Twitter and the like, but wouldn’t it be easier for y’all to have everything in one place?

I mean, it’s enough of a hassle to get all your gear into a single taxi (can’t afford two) before a gig, why add 50 social media tools into the mix? That’s where services like Indaba Music — which is like the class='blippr-nobr'>LinkedInclass="blippr-nobr">LinkedIn of music — come in.

Indaba is a platform — boasting more than 500,000 musicians — that provides musically inclined folks with a place to build a profile, promote their tunes and collaborate with other musicians from around the world.

Why Use This Service?

According to co-founder Dan Zaccagnino, “There are many ways for musicians to make money using Indaba Music. The core of the platform is about collaboration, which can be just for fun, but can also generate income for musicians through work-for-hire sessions (where a musician is paid for his/her tracks) or collaborations where songwriters share in the ownership of the song.”

In addition, Indaba features a ton of contests that “give both amateur and professional musicians a chance to collaborate with world-famous artists and in the process win cash or possibly participate in future royalties if the winners’ material is released,” Zaccagnino says.

What’s the ROI?

“There are incredible opportunities to gain experience on Indaba because the community is full of everyone from amateurs eager to learn, to music educators, to Grammy Award winners,” Zaccagnino says.

“Members learn from one another through contacting and communicating with people online, having music peer reviewed in sessions and contests, learning from master-artists through our Artist-in-Residence programs, taking online video lessons, and much more.

“Education is a big priority for us and it’s been amazing to see that organically happen because musicians are interested in helping one another.”

So Who has Succeeded?

Zaccagnino cites the following examples:

Linkin Park + NoBrain (see above)

Indaba member NoBrain’s mix was included on Linkin Park’s album A Thousand Suns and got the opportunity to collaborate directly with Linkin Park front man, Mike Shinoda, through Indaba Music.

Rivers Cuomo Producer Sessions

Rivers Cuomo of Weezer started a few sessions on IndabaMusic.com and began working with members to produce rough demos that he had written with his wife.  Rivers used Indaba’s session platform to work collaboratively, utilizing the commenting system to engage musicians and achieve exactly what he envisioned.  The producers were also paid for their work.

David Minnick/PBS The Music Instinct

PBS ran a contest to source music for an upcoming show about music and the brain. It found the winner, David Minnick, to be so talented that it hired him to arrange music for another show.

Toshi Osawa and Pikes Peak Ringers – Yo-Yo Ma Collaboration Winners

Yo-Yo Ma was so impressed by the quality of musical collaborations that he picked two winners, an 18-piece hand bell choir from Denver and a speed-Metal guitarist from Canada. Yo-Yo invited them into the studio to record with him in a truly unique collaboration — both tracks were later released as bonus tracks to Yo-Yo Ma’s holiday album, Songs of Joy & Peace.

Partner Up

Service: YouTube’s Musicians Wanted Program

At last year’s SXSW, YouTubeclass="blippr-nobr">YouTube launched a partner program for up-and-coming musicians, and, just recently, the program went from U.S.-only to international.

If you have a YouTube channel, and you’re pumping out the music vids like an A-V nerd on a sugar high, you should apply for this program post haste. Basically, it allows you to make some extra cash by adding ads to your videos and garners you more exposure from YouTube with prime placement.

Why Use This Service?

It’s all about getting your name out there, and getting your music heard, right? So go where the people are. Every day, YouTube racks up more than 2 billion video views. That’s a lot of eyes. Still, every minute, the site sees 24 hours of video uploaded, which means your genius work could get lost in the shuffle. That’s why the partner program is a must — you get the YouTube stamp of approval, which brings more attention to your work.

What’s the ROI?

YouTube couldn’t tell us how much money you can earn from the program, but they did tell us that artists get the majority share of the revenue — not to mention access to those millions of viewers. You need to be consistent with your channel, though, and really focus on putting out lots of original content. So if you’re only down to make one vid, this might not be the option for you. In order to see ROI, you have to put in the time and effort.

So Who has Succeeded?

YouTube has helped launch the careers of score of performers — from Justin Bieber to Pomplamoose./> Kina Grannis is one such artist. “I joined YouTube three years ago when I was in a contest called Doritos Crash The Super Bowl,” Grannis told us. “I needed to get people to vote for me every day in order to get my music video played during the Super Bowl (which it did, woo!), so the hope was that by agreeing to post a new video every day, people, in exchange, would come back and vote daily. This run of putting up a video every day lasted about two months in total, and while it made me crazy and sleep deprived, it was also fun and exciting and very helpful in growing my viewers.

“Post with consistency if possible,” Grannis advises artists. “Be genuine, talk to your supporters, be grateful.”

If You Can’t Beat Them, Join Them

Service: BitTorrent Featured Artist Program

OK, we know what you’re thinking — you hear the word “BitTorrent” and you’re about ready to rage, am I right? File sharing is the monster under the bed for many an artist. It connotes theft, basically. Still, the model — when used correctly — can really be a boon to lesser-known artists.

We spoke to Trent Reznor — who is well-known for having released his music via torrent sites in the past — who told us: “I felt furious when the record I’d worked on for a year, that my heart and soul’s gone into, . I’m pissed off at people that are listening to it. I’m mad that they’re snubbing me — by what? By being excited about hearing my music? And that’s wrong. I shouldn’t be mad at these people. I should be glad that people are interested.”

“Easy for you to say, Trent Reznor,” you might scoff, “You’re already famous.” Well — there’s the rub, right? You’re not famous. And you want to be. Or, at the very least, you want someone other than your roommate to come to your gig — and perhaps buy a T-shirt or two. And how do you do that? By getting the attention of the masses, of course.

Last month, BitTorrent launched a Featured Artist pilot program in an effort to give musicians more exposure. Some likened such an endeavor to getting in bed with the devil, but when you really think about it, what’s the difference between applying for the program and putting your music on class='blippr-nobr'>MySpaceclass="blippr-nobr">MySpace or SoundCloud or any other music-sharing site? Well, that would be BitTorrent’s 80 million users.

We’re not saying that file sharing is totally copacetic or anything (there are a lot of pirates in them waters), but it’s not like BitTorrent is out to ruin your career, either. “In many ways, Trent Reznor’s work inspired a lot of our work,” says CEO Eric Klinker. “We really do want to riff on a lot of what he’s done. He’s in an experimentation phase, as are we.”

Why Use This Service?

“The Featured Artists pilot program encourages musicians and filmmakers to submit creative works for the chance to be spotlighted to millions of BitTorrent users around the world,” Klinker says. “For a lot of artists it is about creating a sustainable business model that will allow them to continue their creative works. So, we are interested in working with artists to experiment with various business models that play to the strengths of the class='blippr-nobr'>Internetclass="blippr-nobr">Internet while allowing them to tune into the distribution potential of BitTorrent to reach millions of consumers.”

What’s the ROI?

“In today’s digital age, the traditional model does not serve artists in the same way it used to, and instead forces them all down the same funnel where only a select few ultimately receive distribution,” Klinker says. “With BitTorrent’s Featured Artist Pilot Program, artists can tap into online communities and reach millions of people who might otherwise be inaccessible. These communities are powerful and provide intrinsic value for emerging artists trying to build a fan base. In doing so, these are fans that will invariably attend shows, purchase merchandise and become invested in future works.”/>  /> So Who has Succeeded?

Since the service just launched last month, there aren’t any featured artists yet, but the site has seen some success with the musician PAZ (see above), who has been working with BitTorrent.

“Most recently, in August 2010, BitTorrent released PAZ’s debut mix tape, Young Broke and Fameless,” Klinker says. “On the first day alone the release saw over 100,000 downloads, and as a result has increased his fan base and following.”

More Social Music Resources from Mashable:

- Top 10 Twitter Tips for Bands, By Bands/> - 5 Great Ways to Find Music That Suits Your Mood/> - 5 Free Ways to Identify that Song Stuck in Your Head/> - HOW TO: Turn Your Android Phone Into a Killer MP3 Player/> - 10 Amazing Musical Instrument iPhone Apps

Image courtesy of iStockphotoclass="blippr-nobr">iStockphoto, shulz

For more Entertainment coverage:

class="f-el">class="cov-twit">Follow Mashable Entertainmentclass="s-el">class="cov-rss">Subscribe to the Entertainment channelclass="f-el">class="cov-fb">Become a Fan on Facebookclass="s-el">class="cov-apple">Download our free apps for iPhone and iPad

bench craft company complaints

Nevada Voters Complain Of Problems At Polls - Las Vegas <b>News</b> Story <b>...</b>

LAS VEGAS -- Some voters in Boulder City complained on Monday that their ballot had been cast before they went to the polls, raising questions about Clark County's electronic voting machines. Tuesday, October 26, 2010.

Arrowheadlines: Chiefs <b>News</b> 10/27 - Arrowhead Pride

Good morning Chiefs fans! There's some interesting Kansas City Chiefs news today. A great piece from Cory Greenwood's hometown newspaper, and more on Chambers' playing time start us off. Enjoy.

BREAKING <b>NEWS</b>: James Cameron&#39;s Next Films Are &#39;Avatar 2′ &amp; &#39;3′ For <b>...</b>

BREAKING NEWS: James Cameron's Next Films Are 'Avatar 2' & '3' BREAKING NEWS: James Cameron's Next Films … TV Pitch Season Coming To An End � Official: 'The Hobbit' Stays In New Zealand � Michael Jackson Song 'Thriller' In Center Of Pic ...

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Nevada Voters Complain Of Problems At Polls - Las Vegas <b>News</b> Story <b>...</b>

LAS VEGAS -- Some voters in Boulder City complained on Monday that their ballot had been cast before they went to the polls, raising questions about Clark County's electronic voting machines. Tuesday, October 26, 2010.

Arrowheadlines: Chiefs <b>News</b> 10/27 - Arrowhead Pride

Good morning Chiefs fans! There's some interesting Kansas City Chiefs news today. A great piece from Cory Greenwood's hometown newspaper, and more on Chambers' playing time start us off. Enjoy.

BREAKING <b>NEWS</b>: James Cameron&#39;s Next Films Are &#39;Avatar 2′ &amp; &#39;3′ For <b>...</b>

BREAKING NEWS: James Cameron's Next Films Are 'Avatar 2' & '3' BREAKING NEWS: James Cameron's Next Films … TV Pitch Season Coming To An End � Official: 'The Hobbit' Stays In New Zealand � Michael Jackson Song 'Thriller' In Center Of Pic ...

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Nevada Voters Complain Of Problems At Polls - Las Vegas <b>News</b> Story <b>...</b>

LAS VEGAS -- Some voters in Boulder City complained on Monday that their ballot had been cast before they went to the polls, raising questions about Clark County's electronic voting machines. Tuesday, October 26, 2010.

Arrowheadlines: Chiefs <b>News</b> 10/27 - Arrowhead Pride

Good morning Chiefs fans! There's some interesting Kansas City Chiefs news today. A great piece from Cory Greenwood's hometown newspaper, and more on Chambers' playing time start us off. Enjoy.

BREAKING <b>NEWS</b>: James Cameron&#39;s Next Films Are &#39;Avatar 2′ &amp; &#39;3′ For <b>...</b>

BREAKING NEWS: James Cameron's Next Films Are 'Avatar 2' & '3' BREAKING NEWS: James Cameron's Next Films … TV Pitch Season Coming To An End � Official: 'The Hobbit' Stays In New Zealand � Michael Jackson Song 'Thriller' In Center Of Pic ...

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foreclosure agents

Interesting story, but the longer homes are allowed to avoid foreclosure, which artificially buoys housing prices, the longer it will take for the overall economy to recover (and Harry Reid couldn't give a flying v):

The plan swept states with some of the highest foreclosure levels, including California, Nevada and Arizona, into a swelling crisis over lenders’ flawed paperwork that had been mostly confined to 23 other states that require judicial review of foreclosures.

Bank of America instituted a partial freeze last week in those 23 states, and three other major mortgage lenders have done the same. The bank’s decision on Friday increased pressure on other lenders to extend their moratoriums nationwide as well.

An immediate effect of the action will be a temporary stay of execution for hundreds of thousands of borrowers in default. The bank said it would be brief, a mere pause while it made sure its methods were in order.

But as the furor grows over lenders’ attempts to bypass legal rules in their haste to reclaim houses from delinquent owners, there is a growing expectation that foreclosures will dwindle for months as the foreclosure system is reworked.

Stan Humphries, an economist with the housing site Zillow.com, said what was initially cast as a problem of sloppy record-keeping is rapidly evolving into one that suggests the banks’ procedures for recording loans might not have followed the law.

“The former scenario represents a hiccup for the market, maybe a 30- to 90-day slowdown in foreclosure initiations,” Mr. Humphries said. “The latter scenario is more like hitting a wall.”

The uncertainty is putting the housing market in turmoil and causing vast confusion. Bank of America, for example, said it was not halting sales of foreclosed properties to new owners, but Fannie Mae, the giant mortgage holding company, is doing exactly that with properties it bought from Bank of America.

One real estate agent in Florida said Friday that he had six deals involving former Bank of America properties that had been at least temporarily scuttled. Representatives for Fannie, which was taken over by federal regulators after it failed two years ago, did not return calls.

Real estate agents said the extent of any disruption depended on how long the moratorium lasted, how many lenders ultimately participated — and what people in default decided to do.

“If it’s still January, February, March, and they’re not foreclosing, you’ll see a big effect,” said Jim Klinge, an agent in San Diego. “It’ll be a banker’s holiday, free rent for everybody and a lawyers’ gold mine.”

More on housing at Instapundit.

If you want a nice 8-minute primer into how the foreclosure fraud crisis works, here’s a video from Rep. Alan Grayson, complete with four real-world examples. He talks about a man who was foreclosed on when he didn’t have a mortgage and paid cash for the home; a home that had two foreclosure suits against it because both servicers claimed ownership of the title; a couple foreclosed on over a contested $75 late fee; and a story that sounded a lot like the ones from my HAMP series, only in the end the servicer used forged documents to claim ownership of the title.

Grayson takes us back to the very beginning of this crisis, during the housing bubble, where runaway mortgage sales and poor record-keeping led to confusion over title ownership on the part of the servicers. “The banks simply digitized mortgage titles into a privatized system, called the Mortgage Electronic Registry System (or MERS). And it did the transfers by trading Excel spreadsheets among the banks and trusts, rather than endorsing the notes as required by their own contracts, by state real estate law and by IRS rules.”

This was basically the original sin. Users of the MERS system did not make the proper procedures to own the notes, and according to Grayson, in 45 of the 50 states, they lack the legal right to foreclose. “Servicers are basically guessing that they have the right to foreclose when they do foreclose,” he says. This led to the foreclosure mills and the robo-signers and all the fraudulent activities and forgeries that we have seen.

This fraud really is catching up with the servicers. The New York Times reports today that the system has seized up, which they plausibly see as a positive:

&quot;Xbox 2&quot; game WarDevil canned Xbox 360 <b>News</b> - Page 1 | Eurogamer.net

Read our Xbox 360 news of. ... "Xbox 2" game WarDevil canned Related content. Latest WarDevil: Unleash the Beast Within screenshots; News WarDevil trailer set for Tokyo ; News Digi-Guys shows off gorgeous Xbox 2 war game ...

Timothy Karr: Fox <b>News</b> Tries to Foreclose on Sesame Street

Every time PBS and NPR have come under attack, the American public has risen up in protest to defend -- not defund -- it. Whatever the rationale, Fox News' ongoing witch hunt tactic is a proven loser.

Breathe Better With Bitter - Science <b>News</b>

Science News. Vol. 175, March 28, 2009, p. 11. [Go to]. Citations & References : seperator. D. A. Deshpande et al. Bitter taste receptors on airway smooth muscle bronchodilate by localized calcium signaling and reverse obstruction. ...

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bench craft company complaints

&quot;Xbox 2&quot; game WarDevil canned Xbox 360 <b>News</b> - Page 1 | Eurogamer.net

Read our Xbox 360 news of. ... "Xbox 2" game WarDevil canned Related content. Latest WarDevil: Unleash the Beast Within screenshots; News WarDevil trailer set for Tokyo ; News Digi-Guys shows off gorgeous Xbox 2 war game ...

Timothy Karr: Fox <b>News</b> Tries to Foreclose on Sesame Street

Every time PBS and NPR have come under attack, the American public has risen up in protest to defend -- not defund -- it. Whatever the rationale, Fox News' ongoing witch hunt tactic is a proven loser.

Breathe Better With Bitter - Science <b>News</b>

Science News. Vol. 175, March 28, 2009, p. 11. [Go to]. Citations & References : seperator. D. A. Deshpande et al. Bitter taste receptors on airway smooth muscle bronchodilate by localized calcium signaling and reverse obstruction. ...

bench craft company complaints bench craft company complaints

Interesting story, but the longer homes are allowed to avoid foreclosure, which artificially buoys housing prices, the longer it will take for the overall economy to recover (and Harry Reid couldn't give a flying v):

The plan swept states with some of the highest foreclosure levels, including California, Nevada and Arizona, into a swelling crisis over lenders’ flawed paperwork that had been mostly confined to 23 other states that require judicial review of foreclosures.

Bank of America instituted a partial freeze last week in those 23 states, and three other major mortgage lenders have done the same. The bank’s decision on Friday increased pressure on other lenders to extend their moratoriums nationwide as well.

An immediate effect of the action will be a temporary stay of execution for hundreds of thousands of borrowers in default. The bank said it would be brief, a mere pause while it made sure its methods were in order.

But as the furor grows over lenders’ attempts to bypass legal rules in their haste to reclaim houses from delinquent owners, there is a growing expectation that foreclosures will dwindle for months as the foreclosure system is reworked.

Stan Humphries, an economist with the housing site Zillow.com, said what was initially cast as a problem of sloppy record-keeping is rapidly evolving into one that suggests the banks’ procedures for recording loans might not have followed the law.

“The former scenario represents a hiccup for the market, maybe a 30- to 90-day slowdown in foreclosure initiations,” Mr. Humphries said. “The latter scenario is more like hitting a wall.”

The uncertainty is putting the housing market in turmoil and causing vast confusion. Bank of America, for example, said it was not halting sales of foreclosed properties to new owners, but Fannie Mae, the giant mortgage holding company, is doing exactly that with properties it bought from Bank of America.

One real estate agent in Florida said Friday that he had six deals involving former Bank of America properties that had been at least temporarily scuttled. Representatives for Fannie, which was taken over by federal regulators after it failed two years ago, did not return calls.

Real estate agents said the extent of any disruption depended on how long the moratorium lasted, how many lenders ultimately participated — and what people in default decided to do.

“If it’s still January, February, March, and they’re not foreclosing, you’ll see a big effect,” said Jim Klinge, an agent in San Diego. “It’ll be a banker’s holiday, free rent for everybody and a lawyers’ gold mine.”

More on housing at Instapundit.

If you want a nice 8-minute primer into how the foreclosure fraud crisis works, here’s a video from Rep. Alan Grayson, complete with four real-world examples. He talks about a man who was foreclosed on when he didn’t have a mortgage and paid cash for the home; a home that had two foreclosure suits against it because both servicers claimed ownership of the title; a couple foreclosed on over a contested $75 late fee; and a story that sounded a lot like the ones from my HAMP series, only in the end the servicer used forged documents to claim ownership of the title.

Grayson takes us back to the very beginning of this crisis, during the housing bubble, where runaway mortgage sales and poor record-keeping led to confusion over title ownership on the part of the servicers. “The banks simply digitized mortgage titles into a privatized system, called the Mortgage Electronic Registry System (or MERS). And it did the transfers by trading Excel spreadsheets among the banks and trusts, rather than endorsing the notes as required by their own contracts, by state real estate law and by IRS rules.”

This was basically the original sin. Users of the MERS system did not make the proper procedures to own the notes, and according to Grayson, in 45 of the 50 states, they lack the legal right to foreclose. “Servicers are basically guessing that they have the right to foreclose when they do foreclose,” he says. This led to the foreclosure mills and the robo-signers and all the fraudulent activities and forgeries that we have seen.

This fraud really is catching up with the servicers. The New York Times reports today that the system has seized up, which they plausibly see as a positive:

bench craft company complaints

&quot;Xbox 2&quot; game WarDevil canned Xbox 360 <b>News</b> - Page 1 | Eurogamer.net

Read our Xbox 360 news of. ... "Xbox 2" game WarDevil canned Related content. Latest WarDevil: Unleash the Beast Within screenshots; News WarDevil trailer set for Tokyo ; News Digi-Guys shows off gorgeous Xbox 2 war game ...

Timothy Karr: Fox <b>News</b> Tries to Foreclose on Sesame Street

Every time PBS and NPR have come under attack, the American public has risen up in protest to defend -- not defund -- it. Whatever the rationale, Fox News' ongoing witch hunt tactic is a proven loser.

Breathe Better With Bitter - Science <b>News</b>

Science News. Vol. 175, March 28, 2009, p. 11. [Go to]. Citations & References : seperator. D. A. Deshpande et al. Bitter taste receptors on airway smooth muscle bronchodilate by localized calcium signaling and reverse obstruction. ...

bench craft company complaints bench craft company complaints

&quot;Xbox 2&quot; game WarDevil canned Xbox 360 <b>News</b> - Page 1 | Eurogamer.net

Read our Xbox 360 news of. ... "Xbox 2" game WarDevil canned Related content. Latest WarDevil: Unleash the Beast Within screenshots; News WarDevil trailer set for Tokyo ; News Digi-Guys shows off gorgeous Xbox 2 war game ...

Timothy Karr: Fox <b>News</b> Tries to Foreclose on Sesame Street

Every time PBS and NPR have come under attack, the American public has risen up in protest to defend -- not defund -- it. Whatever the rationale, Fox News' ongoing witch hunt tactic is a proven loser.

Breathe Better With Bitter - Science <b>News</b>

Science News. Vol. 175, March 28, 2009, p. 11. [Go to]. Citations & References : seperator. D. A. Deshpande et al. Bitter taste receptors on airway smooth muscle bronchodilate by localized calcium signaling and reverse obstruction. ...

bench craft company complaints bench craft company complaints

&quot;Xbox 2&quot; game WarDevil canned Xbox 360 <b>News</b> - Page 1 | Eurogamer.net

Read our Xbox 360 news of. ... "Xbox 2" game WarDevil canned Related content. Latest WarDevil: Unleash the Beast Within screenshots; News WarDevil trailer set for Tokyo ; News Digi-Guys shows off gorgeous Xbox 2 war game ...

Timothy Karr: Fox <b>News</b> Tries to Foreclose on Sesame Street

Every time PBS and NPR have come under attack, the American public has risen up in protest to defend -- not defund -- it. Whatever the rationale, Fox News' ongoing witch hunt tactic is a proven loser.

Breathe Better With Bitter - Science <b>News</b>

Science News. Vol. 175, March 28, 2009, p. 11. [Go to]. Citations & References : seperator. D. A. Deshpande et al. Bitter taste receptors on airway smooth muscle bronchodilate by localized calcium signaling and reverse obstruction. ...

bench craft company complaints bench craft company complaints